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This guide explores the strategic use of multiple business credit cards to maximize cashback and travel rewards by aligning specific cards with major expense categories. It addresses unique challenges for seasonal businesses and highlights the critical, two-way relationship between the cards you spend on and the payment processing fees you incur from customer transactions. The article reveals that benefits like annual fee waivers and lower interest rates are often negotiable for loyal customers. It further outlines the evolution from standard credit cards to charge cards and corporate card systems as a business grows and its spending increases. Seamless integration with accounting software is emphasized as a key factor for efficient financial management. A crucial warning is issued against the psychological trap of letting rewards dictate spending, which can undermine profitability. Ultimately, your business credit card strategy should be a dynamic, regularly reviewed component of your overall financial health.